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Sponsor portfolioWelfare / HealthEIN 38-2888423
THE CARSWELL GROUP, INC.
d/b/a INDEPENDENT MANAGEMENT SERVICES
14381 NORTH ROAD · FENTON, MI 48430
8107507000
- Plans filed
- 1
- Years active
- 2016–2025
- Industry
- NAICS 53
- Latest filing
- 2025
Total premiums (latest)
$2.3M
No prior year
Persons covered
348
No prior year
Total participants
348
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.0M | 49.3% | |
| Dental | $342K | 8.5% | |
| Vision | $342K | 8.5% | |
| Life | $342K | 8.5% | |
| Short-term disability | $342K | 8.5% | |
| Long-term disability | $342K | 8.5% | |
| Other | $342K | 8.5% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 201529553 | H | $2.0M | 85.4% | 1 | 2 | 332 |
EIN 135123390 | DVLSTDLTDOth | $342K | 14.6% | 1 | 1 | 348 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES | FENTON, MI | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $46K | $25K | $71K | 50.6% | 1 |
| RICHARD GRENAY | TROY, MI | PRIORITY HEALTH INSURANCE COMPANY, PRIORITY HEALTH | $51K | $0 | $51K | 36.3% | 1 |
| STRATEGIC NON-MEDICAL SOLUTIONS LLC | BOSTON, MA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $18K | $0 | $18K | 13.1% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan