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Sponsor portfolioWelfare / HealthEIN 38-2818643
JOINT BOARD ROOFERS UNION LOCAL NO 70 INSURANCE TRUST FUND
PO BOX 85 · TROY, MI 48099
5175487941
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 23
- Latest filing
- 2025
Total premiums (latest)
$5.7M
No prior year
Persons covered
896
No prior year
Total participants
362
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $5.4M | 47.7% | |
| Prescription drug | $5.4M | 47.7% | |
| Dental | $283K | 2.5% | |
| Other | $161K | 1.4% | |
| Vision | $48K | 0.4% | |
| Life | $34K | 0.3% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $5.2M | 91.4% | 1 | 1 | 853 |
EIN 381791480 | D | $283K | 4.9% | 1 | 1 | 884 |
EIN 382359234 | HRxOth | $127K | 2.2% | 1 | 1 | 22 |
EIN 430949844 | V | $48K | 0.8% | 1 | 1 | 896 |
EIN 350145825 | LOth | $34K | 0.6% | 1 | 1 | 310 |
EIN 420175020 | $0 | 0.0% | 1 | 1 | 0 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ROBERT G. RUTH | CLARKSTON, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, DELTA DENTAL OF MICHIGAN | $79K | $0 | $79K | 93.2% | 1 |
| MACQUEEN & ASSOCIATES LLC | BERKLEY, MI | AMERICAN UNITED LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.0% | 1 |
| JANELLE M. RUTH | CLARKSTON, MI | NATIONAL VISION ADMINISTRATORS, LLC | $2K | $0 | $2K | 2.8% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan