PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. THE CSM GROUP, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 38-2472025

THE CSM GROUP, INC.

600 EAST MICHIGAN, SUITE A · KALAMAZOO, MI 49007
2697465600
Plans filed
2
Years active
2018–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
296
No prior year
Total participants
160
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$1.8M
CSM GROUP HEALTH AND WELFARE PLAN
Mixed296 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #505$0
CSM GROUP LIFE PLAN
Fully insured115 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.6M45.0%
Prescription drug$1.6M45.0%
Dental$98K2.8%
Life$78K2.2%
Long-term disability$78K2.2%
Other$78K2.2%
Vision$18K0.5%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$1.6M89.1%11242
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$98K5.5%11296
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LLTDOth
$78K4.4%11159
VISION SERVICE PLAN
EIN 061227840
V
$18K1.0%11113

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MICHELLE R. STOUFFERGRAND RAPIDS, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$47K$0$47K68.0%1
TRICOAST ADVISORS LLCGRAND RAPIDS, MIUNITED OF OMAHA LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN$14K$6K$20K28.9%1
HNI RISK SERVICESGRAND RAPIDS, MIVISION SERVICE PLAN$2K$0$2K3.1%1

History & trajectory

8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica