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Sponsor portfolioWelfare / HealthEIN 38-2376857

UNIVERSITY NEUROSURGICAL ASSOCIATES

d/b/a MICHIGAN HEAD & SPINE INSTITUTE
25500 MEADOWBROOK ROAD · NOVI, MI 48375
2487843667
Plans filed
1
Years active
2017–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
170
No prior year
Total participants
119
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #510$1.5M
UNIVERSITY NEUROSURGICAL ASSOCIATES DBA MICHIGAN HEAD & SPINE INSTITUTE
Fully insured170 covered·4 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.4M38.2%
Prescription drug$1.4M38.2%
Vision$564K15.9%
Dental$81K2.3%
Life$64K1.8%
Long-term disability$64K1.8%
Other$64K1.8%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$791K52.7%11133
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRxV
$564K37.6%11170
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
D
$81K5.4%1188
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LLTDOth
$64K4.3%11119

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DEAN E. AUSTINBLOOMFIELD HILLS, MIBLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN$62K$0$62K73.9%1
AUSTIN FINANCIAL GROUP LLCBLOOMFIELD HILLS, MITHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN$19K$3K$22K26.1%1
LIFETIME FINANCIAL GROWTH OF MINOVI, MITHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$12$0$120.0%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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