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Sponsor portfolioWelfare / HealthEIN 38-2285796

LIFE EMS, INC.

1275 CEDAR STREET NE · GRAND RAPIDS, MI 49503
6162428851
Plans filed
1
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$5.9M
No prior year
Persons covered
700
No prior year
Total participants
493
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$5.9M
LIFE EMS, INC. UMBRELLA PLAN
Mixed700 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$5.6M46.1%
Prescription drug$5.6M46.1%
Other$235K1.9%
Life$221K1.8%
Short-term disability$221K1.8%
Long-term disability$221K1.8%
Vision$54K0.4%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$5.6M95.1%11700
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LSTDLTDOth
$221K3.7%11492
VISION SERVICE PLAN
EIN 061227840
V
$54K0.9%11301
PINE REST
EIN 381368360
Oth
$14K0.2%11690

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HUB INTERNATIONAL MIDWEST LIMITEDGRAND RAPIDS, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, VISION SERVICE PLAN$190K$22K$212K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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