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Sponsor portfolioWelfare / HealthEIN 38-2238040
FERNCO, INC.
300 S. DAYTON ST. · DAVISON, MI 48423
8105039087
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
617
No prior year
Total participants
333
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.1M | 69.0% | |
| Life | $292K | 9.8% | |
| Short-term disability | $292K | 9.8% | |
| Long-term disability | $292K | 9.8% | |
| Vision | $24K | 0.8% | |
| Other | $22K | 0.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 383291563 | H | $2.1M | 85.9% | 1 | 1 | 448 |
EIN 420127290 | VLSTDLTD | $316K | 13.2% | 1 | 2 | 617 |
EIN 570514130 | Oth | $22K | 0.9% | 1 | 1 | 32 |
Broker overview
13 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| AFFILIATED AGENCIES LLC | ROCHESTER HILLS, MI | ALLIANCE HEALTH AND LIFE INSURANCE COMPANY, PRINCIPAL LIFE INSURANCE COMPANY | $122K | $13K | $135K | 98.6% | 1 |
| STRATEGIC SERVICES GROUP | ROCHESTER HILLS, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.7% | 1 |
| SCOTT W DAVIDSON | NORTHVILLE, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $413 | $0 | $413 | 0.3% | 1 |
| JOEDDA J GARDNER FIELDS | BROWNSTOWN, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $143 | $0 | $143 | 0.1% | 1 |
| KERRY L DAVIDSON | NORTHVILLE, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | $0 | $117 | 0.1% | 1 |
| HILARY R EBNER | BEVERLY HILLS, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | $0 | $67 | 0.0% | 1 |
| KIMBERLEY M MCNULTY | SAINT CLAIR SHORES, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | $0 | $45 | 0.0% | 1 |
| GABRIEL G TORREZ | NORTHVILLE, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 0.0% | 1 |
| SHAUN M KLUG | BENTON HARBOR, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.0% | 1 |
| MORGAN LOEWEN | FINDLAY, OH | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | $0 | $17 | 0.0% | 1 |
| RENEE M TRUDEAU | BROOKLYN, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | $0 | $16 | 0.0% | 1 |
| CAROLYN JEANETTE JACKSON | PONTIAC, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.0% | 1 |
| EDWARD OTIS WALTER III | WHITE LAKE, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan