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Sponsor portfolioWelfare / HealthEIN 38-2233166

COMMUNITY PROGRAMS, INC.

1255 NORTH OAKLAND BOULEVARD · WATERFORD, MI 48327
2484060090
Plans filed
1
Years active
2023–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
139
No prior year
Total participants
139
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.2M
COMMUNITY PROGRAMS, INC WELFARE BENEFIT PLAN
Fully insured139 covered·6 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$953K37.0%
Prescription drug$953K37.0%
Other$146K5.7%
Life$125K4.8%
Short-term disability$125K4.8%
Long-term disability$125K4.8%
Dental$74K2.9%
Vision$74K2.9%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$828K70.6%11139
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$125K10.7%1115
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LSTDLTDOth
$125K10.6%11139
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DV
$74K6.3%11108
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
Oth
$18K1.5%1123
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD
EIN 731016728
Oth
$3K0.3%1118

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
AMY J HALLROYAL OAK, MIBLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN$42K$0$42K49.5%1
ASSUREDPARTNERSWYANDOTTE, MITHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD, UNUM INSURANCE COMPANY, BLUE CARE NETWORK OF MICHIGAN$27K$6K$33K39.1%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$3K$6K$9K11.0%1
SCHILLER & ASSOCIATES LLCMILFORD, MIPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$338$0$3380.4%1
TRACY KATZ LLCBIRMINGHAM, ALPRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD$43$0$430.1%1

History & trajectory

3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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