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Sponsor portfolioWelfare / HealthEIN 38-2157642

MANER, COSTERISAN & ELLIS, P.C.

2425 EAST GRAND RIVER AVENUE · LANSING, MI 48912
5178869534
Plans filed
1
Years active
2020–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
276
No prior year
Total participants
196
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.1M
MANER COSTERISAN MEDICAL, DENTAL, VISION, LIFE INSURANCE PLAN
Fully insured276 covered·6 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M40.3%
Prescription drug$1.7M40.3%
Other$226K5.3%
Life$155K3.6%
Short-term disability$155K3.6%
Long-term disability$155K3.6%
Dental$125K2.9%
Vision$19K0.4%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$1.6M74.0%11276
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$176K8.4%1141
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
LSTDLTDOth
$164K7.8%14241
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$125K6.0%11271
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
Oth
$62K3.0%11102
RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA
EIN 470397286
V
$19K0.9%11265

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CAMERON M KENNEDYROYAL OAK, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN$52K$0$52K57.0%1
NFP INSURANCE SERVICES INCPHILADELPHIA, PAMETROPOLITAN LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA$29K$0$29K31.2%1
CAMBRIDGE CONSULTING GROUP LLCROYAL OAK, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, DELTA DENTAL OF MICHIGAN, RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA, BLUE CARE NETWORK OF MICHIGAN$9K$2K$11K11.8%1

History & trajectory

6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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