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Sponsor portfolioWelfare / HealthEIN 38-2151875
STRUCTURAL CONCEPTS
888 E. PORTER RD · NORTON SHORES, MI 49441
2317986211
- Plans filed
- 4
- Years active
- 2016–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
856
No prior year
Total participants
461
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #503$1.2M
HEALTH AND WELFARE PLAN FOR THE EMPLOYEES OF STRUCTURAL CONCEPTS CORPORATION
Fully insured856 covered·4 carriers
Primary: PRIORITY HEALTH
Plan #508$22K
STRUCTURAL CONCEPTS CORPORATION GROUP DENTAL PLAN
Fully insured374 covered·1 carrier
Primary: GUARDIAN
Plan #502$0
STRUCTURAL CONCEPTS CORPORATION GROUP TERM LIFE INSURANCE PLAN
Fully insured0 covered·1 carrier
Primary: LICNOLN
Plan #505$0
STRUCTURAL CONCEPTS LONG TERM DISABILITY INCOME PLAN
Fully insured0 covered·1 carrier
Primary: LINCOLN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $563K | 40.0% | |
| Dental | $298K | 21.2% | |
| Life | $242K | 17.2% | |
| Long-term disability | $242K | 17.2% | |
| Vision | $61K | 4.3% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 201529553 | H | $563K | 48.4% | 1 | 1 | 817 |
EIN 381791480 | D | $298K | 25.6% | 1 | 1 | 856 |
EIN 860222062 | LLTD | $242K | 20.8% | 1 | 1 | 463 |
EIN 061227840 | V | $61K | 5.2% | 1 | 1 | 326 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ADVANTAGE BENEFITS GROUP | GRAND RAPIDS, MI | DELTA DENTAL OF MICHIGAN, VISION SERVICE PLAN, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $33K | $1K | $34K | 100.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan