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Sponsor portfolioWelfare / HealthEIN 38-2117115
EVERSIGHT
3985 RESEARCH PARK DR · ANN ARBOR, MI 481082219
8002477250
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$182K
No prior year
Persons covered
269
No prior year
Total participants
154
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$182K
EVERSIGHT
Mixed269 covered·2 carriers
Primary: DELTA DENTAL OF MICHIGAN
Plan #502$89K
EVERSIGHT DENTAL PLAN
Fully insured249 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #503$67K
EVERSIGHT ANCILLARY BENEFIT PLAN
Fully insured129 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #504$15K
EVERSIGHT LTD BENEFIT PLAN
Fully insured151 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $101K | 38.2% | |
| Long-term disability | $82K | 30.9% | |
| Other | $82K | 30.9% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381791480 | D | $101K | 55.2% | 1 | 1 | 269 |
EIN 010278678 | LTDOth | $82K | 44.8% | 1 | 1 | 154 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| KAPNICK & COMPANY, INC. | ADRIAN, MI | UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF MICHIGAN | $12K | $2K | $14K | 77.1% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $4K | $4K | 22.9% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan