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Sponsor portfolioWelfare / HealthEIN 38-2027389
NORTHWEST MICHIGAN COMMUNITY ACTION AGENCY
3963 THREE MILE ROAD · TRAVERSE CITY, MI 49686
2313462101
- Plans filed
- 5
- Years active
- 2016–2025
- Industry
- NAICS 81
- Latest filing
- 2025
Total premiums (latest)
$1.4M
No prior year
Persons covered
409
No prior year
Total participants
289
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #515$1.4M
NORTHWEST MICHIGAN COMMUNITY ACTION AGENCY HEALTH AND WELFARE PLAN
Fully insured409 covered·3 carriers
Primary: PRIORITY HEALTH
Plan #502$0
GROUP TERM LIFE ACCIDENTAL DEATH AND DISMEMBERMENT
Fully insured0 covered·2 carriers
Primary: COMPANION LIFE INSURANCE COMPANY
Plan #505$0
GROUP AGREEMENT HEALTH CARE COVERAGE
Fully insured0 covered·1 carrier
Primary: PRIORITY HEALTH
Plan #506$0
GROUP DENTAL PLAN
Fully insured0 covered·1 carrier
Primary: EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
Plan #507$0
GROUP VISION PLAN
Fully insured0 covered·1 carrier
Primary: VISION SERVICE PLAN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.2M | 72.0% | |
| Dental | $107K | 6.2% | |
| Vision | $107K | 6.2% | |
| Life | $107K | 6.2% | |
| Short-term disability | $81K | 4.7% | |
| Other | $81K | 4.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382715520 | H | $1.2M | 86.8% | 1 | 1 | 213 |
EIN 420127290 | DVL | $107K | 7.5% | 1 | 1 | 409 |
EIN 570144607 | STDOth | $81K | 5.7% | 1 | 2 | 46 |
Broker overview
27 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BRIAN N. HIRKO | TRAVERSE CITY, MI | PRIORITY HEALTH | $22K | $0 | $22K | 34.3% | 1 |
| BRANDON M. DARIN | TRAVERSE CITY, MI | PRIORITY HEALTH | $16K | $0 | $16K | 24.9% | 1 |
| HIGHSTREET INSURANCE SERVICES | TRAVERSE CITY, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, PRINCIPAL LIFE INSURANCE COMPANY | $12K | $0 | $12K | 19.4% | 1 |
| FREDERICK ROBB | TRAVERSE CITY, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $4K | $6K | 9.2% | 1 |
| KIMBERLY ELLIOTT | TRAVERSE CITY, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $770 | $3K | 4.4% | 1 |
| MARKS BENEFIT MANAGEMENT LLC | FAYETTEVILLE, AR | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $896 | $454 | $1K | 2.1% | 1 |
| HIGH STREET INSURANCE PARTNERS, INC | TRAVERSE CITY, MI | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.7% | 1 |
| BRADLEY J LOWRAN | TRAVERSE CITY, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $395 | $112 | $507 | 0.8% | 1 |
| JEREMY SAMPSEL | GRAND RAPIDS, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $300 | $168 | $468 | 0.7% | 1 |
| MARTIN LOMASNEY | TRAVERSE CITY, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | $0 | $234 | 0.4% | 1 |
| LISA NELSON | CADILLAC, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $195 | $0 | $195 | 0.3% | 1 |
| MARK DAUGHERTY | ROCKY TOP, TN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $163 | $26 | $189 | 0.3% | 1 |
| AMY E COHEN | BOCA RATON, FL | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $158 | $18 | $176 | 0.3% | 1 |
| RONNY ANN WARNER | KUNA, ID | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $153 | $0 | $153 | 0.2% | 1 |
| BROWN & BROWN INSURANCE SERVICES | ALPENA, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $127 | $0 | $127 | 0.2% | 1 |
| DIANNA LYNN ATCHISON | ROCKFORD, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $87 | $0 | $87 | 0.1% | 1 |
| SHAMROCK BENEFITS LLC | GRAND RAPIDS, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $71 | $0 | $71 | 0.1% | 1 |
| PEACOCK FINANCIALS INC | SUNRISE, FL | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $41 | $64 | 0.1% | 1 |
| MICHAEL EDWARD HOOVER | ELK RAPIDS, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | $0 | $63 | 0.1% | 1 |
| HOWARD J HOROWITZ | CARMEL, IN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | $5 | $35 | 0.1% | 1 |
| EDGHILL ENTERPRISES LLC | LINCOLN, NE | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $3 | $30 | 0.0% | 1 |
| JOSHUA JAMES HAYES | SODDY DAISY, TN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $16 | $28 | 0.0% | 1 |
| RYAN JAMES VETACK | SPRING HILL, TN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $15 | $27 | 0.0% | 1 |
| DAVID DALE TALBOT | ALPENA, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $7 | $16 | 0.0% | 1 |
| EMILY ANNE CROSS | MIDLAND, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.0% | 1 |
| HOVIE AGENCY LLC | OMAHA, NE | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $2 | $6 | 0.0% | 1 |
| BRANDON MARCELLO CENTO | CARMEL, IN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan