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Sponsor portfolioWelfare / HealthEIN 38-1997712
COMMON GROUND
30200 TELEGRAPH, SUITE 300 · BINGHAM FARMS, MI 48025
2484568150
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
402
No prior year
Total participants
374
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.3M | 36.3% | |
| Prescription drug | $1.3M | 36.3% | |
| Other | $228K | 6.4% | |
| Life | $215K | 6.1% | |
| Short-term disability | $215K | 6.1% | |
| Long-term disability | $215K | 6.1% | |
| Dental | $85K | 2.4% | |
| Vision | $14K | 0.4% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $1.1M | 66.4% | 1 | 1 | 152 |
EIN 350472300 | LSTDLTDOth | $215K | 13.4% | 1 | 1 | 389 |
EIN 382069753 | HRx | $213K | 13.3% | 1 | 1 | 16 |
EIN 470098400 | D | $85K | 5.3% | 1 | 1 | 402 |
EIN 430949844 | V | $14K | 0.9% | 1 | 1 | 270 |
EIN 222342710 | Oth | $13K | 0.8% | 1 | 1 | 45 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| KAPNICK & COMPANY, INC. | ADRIAN, MI | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MICHIGAN, METROPOLITAN GENERAL INSURANCE COMPANY, AMERITAS LIFE INSURANCE CORPORATION, BLUE CARE NETWORK OF MICHIGAN | $43K | $9K | $52K | 52.5% | 1 |
| KATHERINE C WOOD | ANN ARBOR, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $29K | $0 | $29K | 29.1% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, AMERITAS LIFE INSURANCE CORPORATION | $7K | $11K | $18K | 18.4% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan