Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 38-1994427
IMPERIAL BEVERAGE COMPANY DBA CKL CORPORATION
3825 EMERALD DRIVE · KALAMAZOO, MI 49001
2693824200
- Plans filed
- 1
- Years active
- 2023–2025
- Industry
- NAICS 42
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
404
No prior year
Total participants
306
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.3M | 24.7% | |
| Dental | $2.3M | 24.7% | |
| Vision | $2.3M | 24.7% | |
| Prescription drug | $2.3M | 24.7% | |
| Short-term disability | $53K | 0.6% | |
| Life | $23K | 0.2% | |
| Other | $23K | 0.2% | |
| Long-term disability | $21K | 0.2% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRxDV | $2.3M | 95.9% | 1 | 1 | 404 |
EIN 470322111 | LSTDLTDOth | $97K | 4.1% | 1 | 4 | 299 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| SUSAN L CULHANE | KALAMAZOO, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $71K | $0 | $71K | 74.8% | 1 |
| THE NULTY AGENCY INC. | KALAMAZOO, MI | UNITED OF OMAHA LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MICHIGAN | $10K | $9K | $19K | 20.1% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 5.1% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan