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Sponsor portfolioWelfare / HealthEIN 38-1948285
FOCUS HOPE
1400 OAKMAN BOULEVARD · DETROIT, MI 48238
3134945500
- Plans filed
- 1
- Years active
- 2016–2025
- Industry
- NAICS 81
- Latest filing
- 2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
186
No prior year
Total participants
171
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.5M | 35.6% | |
| Prescription drug | $1.5M | 35.6% | |
| Short-term disability | $230K | 5.3% | |
| Dental | $203K | 4.7% | |
| Vision | $203K | 4.7% | |
| Life | $203K | 4.7% | |
| Long-term disability | $203K | 4.7% | |
| Other | $203K | 4.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $1.5M | 86.9% | 1 | 1 | 186 |
EIN 135123390 | DVLSTDLTDOth | $203K | 11.5% | 1 | 1 | 171 |
EIN 570514130 | STD | $28K | 1.6% | 1 | 2 | 171 |
Broker overview
10 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BENJAMIN CLEVENGER | TROY, MI | BLUE CARE NETWORK OF MICHIGAN | $36K | $0 | $36K | 54.6% | 1 |
| USI INSURANCE SERVICES LLC | CHICAGO, IL | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19K | $4K | $24K | 36.3% | 1 |
| VAUGHN HURST | TROY, MI | BLUE CARE NETWORK OF MICHIGAN | $4K | $0 | $4K | 6.7% | 1 |
| SYDNEY N. COTTON | ROCHESTER HILLS, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $698 | $0 | $698 | 1.1% | 1 |
| THOMAS DANKO | BRUCE TWP, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $509 | $0 | $509 | 0.8% | 1 |
| KACY A GRUENKEMEYER | CHATTANOOGA, TN | CONTINENTAL AMERICAN INSURANCE COMPANY | $178 | $0 | $178 | 0.3% | 1 |
| BRIAN PATRICK KELLY | OAK PARK, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | $0 | $85 | 0.1% | 1 |
| IAN ANDREW BURT AND OTHER AGENTS | TROY, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | $0 | $65 | 0.1% | 1 |
| JAMES C SNIDER JR | CORNELIUS, NC | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | $0 | $34 | 0.1% | 1 |
| MONIFA LINDO | DETROIT, MI | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | $0 | $32 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan