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Sponsor portfolioWelfare / HealthEIN 38-1902430

KAPNICK AND COMPANY, INC.

333 INDUSTRIAL DRIVE · ADRIAN, MI 49221
5172651895
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$447K
No prior year
Persons covered
406
No prior year
Total participants
225
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$447K
KAPNICK AND COMPANY, INC. EMPLOYEE BENEFIT PLAN
Mixed406 covered·8 carriers
Primary: DELTA DENTAL OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$270K31.0%
Life$211K24.2%
Dental$151K17.4%
Vision$131K15.0%
Long-term disability$109K12.5%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
VLLTDOth
$211K47.3%12219
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$151K33.9%11406
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
LTDOth
$72K16.1%18234
ZURICH AMERICAN INSURANCE COMPANY
EIN 364233459
Oth
$7K1.7%1162
ULLIANCE, INC.
EIN 383159338
Oth
$5K1.1%11224

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
KAPNICK & COMPANY, INC.ADRIAN, MIZURICH AMERICAN INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, GUARDIAN$37K$5K$42K77.6%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, GUARDIAN$11K$0$11K19.5%1
W F HILL AND ASSOCIATES INCBINGHAM FARMS, MICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$528$78$6061.1%1
ASSUREX GLOBAL CORPORATIONDUBLIN, OHPROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$0$597$5971.1%1
ROBIN W BASILBINGHAM FARMS, MICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$291$53$3440.6%1
MARKS BENEFIT MANAGEMENT LLCFAYETTEVILLE, ARCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$5$3$80.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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