Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 38-1859432
THE SPIRATEX COMPANY
6333 COGSWELL · ROMULUS, MI 48174
7347220100
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$2.0M
No prior year
Persons covered
301
No prior year
Total participants
149
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.8M | 68.7% | |
| Prescription drug | $219K | 8.2% | |
| Life | $155K | 5.8% | |
| Short-term disability | $155K | 5.8% | |
| Long-term disability | $155K | 5.8% | |
| Other | $155K | 5.8% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | H | $1.6M | 81.3% | 1 | 1 | 301 |
EIN 135123390 | LSTDLTDOth | $155K | 7.8% | 1 | 1 | 147 |
EIN 582422694 | HRx | $127K | 6.3% | 1 | 1 | 134 |
EIN 382776173 | HRx | $92K | 4.6% | 1 | 1 | 134 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DAVID F. HUNTZICKER | ANN ARBOR, MI | BLUE CARE NETWORK OF MICHIGAN | $48K | $0 | $48K | 53.5% | 1 |
| KAPNICK & COMPANY, INC. | ADRIAN, MI | GUARDIAN, BLUE CARE NETWORK OF MICHIGAN, EMPLOYEE HEALTH INSURANCE MANAGEMENT, INC. | $26K | $7K | $33K | 36.7% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | GUARDIAN | $8K | $0 | $8K | 8.6% | 1 |
| AGENT ALLIANCE CORPORATION | — | PROCARE RX | $1K | $0 | $1K | 1.2% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan