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Sponsor portfolioWelfare / HealthEIN 38-1845444
MICHIGAN ADVOCACY PROGRAM
15 S WASHINGTON ST · YPSILANTI, MI 481978408
7346656181
- Plans filed
- 1
- Years active
- 2020–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
312
No prior year
Total participants
243
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.3M | 31.2% | |
| Vision | $2.3M | 31.2% | |
| Prescription drug | $2.3M | 31.2% | |
| Life | $132K | 1.8% | |
| Dental | $113K | 1.5% | |
| Long-term disability | $108K | 1.5% | |
| Other | $108K | 1.5% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRxV | $2.2M | 88.5% | 1 | 1 | 312 |
EIN 010278678 | LLTDOth | $132K | 5.2% | 1 | 2 | 237 |
EIN 381791480 | D | $113K | 4.5% | 1 | 1 | 295 |
EIN 382069753 | HRxV | $46K | 1.8% | 1 | 1 | 26 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DEBRA A YOUNGS | ANN ARBOR, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $86K | $0 | $86K | 73.1% | 1 |
| KAPNICK & COMPANY, INC. | ADRIAN, MI | UNUM LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, DELTA DENTAL OF MICHIGAN | $18K | $7K | $25K | 21.2% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $7K | $7K | 5.7% | 1 |
History & trajectory
6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan