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Sponsor portfolioWelfare / HealthEIN 38-1629793

MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION

40400 GARFIELD ROAD · CLINTON TOWNSHIP, MI 48038
5862638800
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$7.9M
No prior year
Persons covered
990
No prior year
Total participants
464
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #510$7.9M
MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN
Fully insured990 covered·7 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$7.4M32.7%
Prescription drug$7.4M32.7%
Dental$6.3M27.8%
Other$404K1.8%
Life$368K1.6%
Short-term disability$368K1.6%
Long-term disability$368K1.6%
Vision$57K0.2%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRxD
$6.3M80.3%11990
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$1.1M13.9%11157
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$388K4.9%12471
EYEMED VISION CARE
EIN 430949844
V
$57K0.7%11841
ULLIANCE, INC.
EIN 383159338
Oth
$16K0.2%11473
STARR INDEMNITY & LIABILITY COMPANY
EIN 751670124
$00.0%11450

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
KIMBERLY PERKINSBLOOMFIELD HILLS, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN$89K$0$89K51.3%1
KATHLEEN BURNSCHICAGO, ILBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN$46K$0$46K26.6%1
GALLAGHER BENEFIT SERVICES, INC.ROLLING MEADOWS, ILBLUE CROSS BLUE SHIELD OF MICHIGAN, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., UNUM INSURANCE COMPANY, BLUE CARE NETWORK OF MICHIGAN, UNUM LIFE INSURANCE COMPANY OF AMERICA$24K$14K$38K22.1%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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