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Sponsor portfolioWelfare / HealthEIN 38-1587867

L & L PRODUCTS, INC.

160 MCLEAN DRIVE · ROMEO, MI 48065
5863361600
Plans filed
1
Years active
2015–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$1.4M
No prior year
Persons covered
1,338
No prior year
Total participants
577
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #504$1.4M
L & L PRODUCTS, INC. EMPLOYEE BENEFITS PLAN
Fully insured1,338 covered·5 carriers
Primary: STANDARD INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$924K22.5%
Life$817K19.9%
Short-term disability$817K19.9%
Long-term disability$817K19.9%
Dental$557K13.5%
Health$111K2.7%
Vision$68K1.7%
Prescription drug$3K0.1%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
STANDARD INSURANCE COMPANY
EIN 930242990
LSTDLTDOth
$817K56.5%11564
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$450K31.1%111,318
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HDOth
$107K7.4%1111
EYEMED VISION CARE
EIN 430949844
V
$68K4.7%111,338
FOUR EVER LIFE INSURANCE COMPANY
EIN 362149353
HRx
$3K0.2%11570

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
LOCKTON COMPANIES, LLCKANSAS CITY, MOCIGNA HEALTH AND LIFE INSURANCE COMPANY, FOUR EVER LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, STANDARD INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.$95K$57K$153K60.8%1
AXION RMS LTDLISLE, ILCIGNA HEALTH AND LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, STANDARD INSURANCE COMPANY$58K$0$58K22.9%1
ORACLE AMERICA, INC.REDWOOD SHORES, CASTANDARD INSURANCE COMPANY$0$33K$33K13.1%1
MICHIGAN PLANNERS, INC.WASHINGTON, MISTANDARD INSURANCE COMPANY$4K$0$4K1.8%1
CROWN RISK MANAGEMENT, LLCLISLE, ILEYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.$3K$0$3K1.1%1
UNKNOWNROMEO, MIDELTA DENTAL OF MICHIGAN$0$815$8150.3%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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