Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 38-1575052
NORTHERN CONCRETE PIPE INC
401 KELTON ST · BAY CITY, MI 487065345
9898923545
- Plans filed
- 12
- Years active
- 2018–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$2.7M
No prior year
Persons covered
1,312
No prior year
Total participants
1,610
No prior year
Plans filed
12
No prior year
Plans under this sponsor
12 plans
Plan #501$2.4M
BLUE CARE NETWORK OF MICHIGAN
Fully insured501 covered·1 carrier
Primary: BLUE CARE NETWORK OF MICHIGAN
Plan #520$2.4M
PRIORITY HEALTH HEALTH CARE COVERAGE
Fully insured512 covered·1 carrier
Primary: PRIORITY HEALTH
Plan #522$133K
LINCOLN FINANCIAL GROUP
Fully insured212 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #509$120K
STANDARD DENTAL PLAN
Fully insured213 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #503$103K
SUN LIFE DENTAL PLAN
Mixed188 covered·1 carrier
Primary: STARMOUNT LIFE INSURANCE COMPANY
Plan #510$68K
THE STANDARD KEY MAN LIFE INSURANCE
Fully insured4 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #507$33K
THE HARTFORD LIFE AND ACCIDENT
Fully insured51 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #504$28K
EYE MED VISION CARE PLAN
Fully insured184 covered·1 carrier
Primary: FIDELITY SECURITY LIFE INSURANCE COMPANY
Plan #506$28K
MUTUAL OF OMAHA STD, AD&D AND LIFE
Fully insured228 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #505$23K
MUTUAL OF OMAHA LTD
Mixed172 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #508$0
STARMOUNT DENTAL PLAN
Fully insured181 covered·1 carrier
Primary: STARMOUNT LIFE INSURANCE COMPANY
Plan #502$0
ONE AMERICAN LIFE SHORT AND LONGTERM DISABILITY
Mixed204 covered·1 carrier
Primary: AMERICA UNITED LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.4M | 89.3% | |
| Dental | $133K | 5.0% | |
| Life | $96K | 3.6% | |
| Vision | $28K | 1.0% | |
| Short-term disability | $28K | 1.0% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382715520 | H | $2.4M | 89.5% | 1 | 1 | 512 |
EIN 350472300 | D | $133K | 5.0% | 1 | 1 | 212 |
EIN 930242990 | L | $68K | 2.6% | 1 | 1 | 4 |
EIN 470322111 | LSTD | $50K | 1.9% | 2 | 2 | 400 |
EIN 430949844 | V | $28K | 1.0% | 1 | 1 | 184 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| VALLEY UNITED INSURANCE AGENCY | BAY CITY, MI | STANDARD INSURANCE COMPANY, UNITED OF OMAHA LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PRIORITY HEALTH, FIDELITY SECURITY LIFE INSURANCE COMPANY | $341K | $0 | $341K | 100.0% | 6 |
| USI INSURANCE SERVICES LLC | GLASTONBURY, CT | STANDARD INSURANCE COMPANY | $58 | $0 | $58 | 0.0% | 1 |
History & trajectory
8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan