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Sponsor portfolioWelfare / HealthEIN 38-1569911
ZEAL CREDIT UNION
17250 NEWBURGH ROAD · LIVONIA, MI 48152
7345223700
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
223
No prior year
Total participants
147
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$1.2M
GROUP LIFE PLAN
Fully insured175 covered·4 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN
Plan #510$1.2M
ZEAL CREDIT UNION WELFARE BENEFIT PLAN
Fully insured223 covered·6 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN
Plan #504$1.1M
GROUP HEALTH PLAN
Fully insured201 covered·2 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN
Plan #503$137K
GROUP DENTAL PLAN
Fully insured276 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #502$16K
GROUP VISION PLAN
Fully insured295 covered·1 carrier
Primary: NATIONAL VISION ADMINISTRATORS LLC
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $916K | 37.2% | |
| Prescription drug | $916K | 37.2% | |
| Other | $143K | 5.8% | |
| Life | $128K | 5.2% | |
| Short-term disability | $128K | 5.2% | |
| Long-term disability | $128K | 5.2% | |
| Dental | $94K | 3.8% | |
| Vision | $11K | 0.4% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $916K | 78.8% | 1 | 1 | 134 |
EIN 135581829 | VLSTDLTDOth | $139K | 11.9% | 1 | 2 | 223 |
EIN 381791480 | D | $94K | 8.1% | 1 | 1 | 198 |
EIN 620331200 | Oth | $9K | 0.8% | 1 | 2 | 5 |
EIN 383159338 | Oth | $5K | 0.5% | 1 | 1 | 152 |
Broker overview
6 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CHRISTOPHER M BOUSCHET | TROY, MI | BLUE CARE NETWORK OF MICHIGAN | $23K | $0 | $23K | 35.2% | 1 |
| REBECCA A MCLAUGHLAN | TROY, MI | BLUE CARE NETWORK OF MICHIGAN | $21K | $0 | $21K | 31.5% | 1 |
| MARSH & MCLENNAN AGENCY LLC | CONSHOHOCKEN, PA | METROPOLITAN LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, NATIONAL VISION ADMINISTRATORS, L.L.C., PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $16K | $3K | $19K | 28.5% | 1 |
| NFP INSURANCE SERVICES INC | AUSTIN, TX | METROPOLITAN LIFE INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $628 | $921 | $2K | 2.4% | 1 |
| CAMBRIDGE CONSULTING GROUP LLC | ROYAL OAK, MI | METROPOLITAN LIFE INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $930 | $588 | $2K | 2.3% | 1 |
| M FINANCIAL HOLDINGS INC | PORTLAND, OR | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $74 | $74 | 0.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan