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Sponsor portfolioWelfare / HealthEIN 38-1566261
NORTHLAND AREA FEDERAL CREDIT UNION
1161 N BAGLEY STREET · ALPENA, MI 49707
8003362328
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
277
No prior year
Total participants
175
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 41.5% | |
| Vision | $1.1M | 31.8% | |
| Prescription drug | $328K | 9.7% | |
| Other | $133K | 3.9% | |
| Life | $111K | 3.3% | |
| Short-term disability | $111K | 3.3% | |
| Long-term disability | $111K | 3.3% | |
| Dental | $110K | 3.3% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HV | $1.1M | 65.3% | 1 | 1 | 268 |
EIN 382359234 | HRx | $328K | 20.0% | 1 | 1 | 66 |
EIN 362598882 | LSTDLTDOth | $111K | 6.7% | 1 | 1 | 175 |
EIN 381791480 | D | $110K | 6.7% | 1 | 1 | 277 |
EIN 042381280 | Oth | $22K | 1.3% | 1 | 1 | 37 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ANJA HARMON | GRAND RAPIDS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $32K | $0 | $32K | 53.3% | 1 |
| DOUG CALKINS | GRAND RAPIDS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $14K | $0 | $14K | 23.8% | 1 |
| HUB INTERNATIONAL MIDWEST LIMITED | GRAND RAPIDS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, UNUM INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN | $6K | $5K | $11K | 18.6% | 1 |
| LIGHTHOUSE GROUP | GRAND RAPIDS, MI | UNUM INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN | $2K | $107 | $3K | 4.3% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan