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Sponsor portfolioWelfare / HealthEIN 38-1561624
NEIGHBORHOOD SERVICE ORGANIZATION
882 OAKMAN BOULEVARD, SUITE C · DETROIT, MI 48238
3139614890
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.7M
No prior year
Persons covered
206
No prior year
Total participants
175
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$1.7M
NEIGHBORHOOD SERVICE ORGANIZATION WELFARE BENEFIT PLANS
Fully insured206 covered·6 carriers
Primary: PRIORITY HEALTH
Plan #502$84K
NEIGHBORHOOD SERVICE ORGANIZATION DENTAL INSURANCE PLAN
Fully insured275 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #503$11K
NEIGHBORHOOD SERVICE ORGANIZATION DISABILITY AND LIFE INSURANCE PLAN
Fully insured17 covered·2 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 37.0% | |
| Prescription drug | $1.4M | 37.0% | |
| Other | $233K | 6.1% | |
| Life | $227K | 5.9% | |
| Short-term disability | $227K | 5.9% | |
| Long-term disability | $227K | 5.9% | |
| Dental | $75K | 1.9% | |
| Vision | $10K | 0.3% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382715520 | HRx | $1.4M | 81.7% | 1 | 1 | 175 |
EIN 060838648 | LSTDLTDOth | $227K | 13.1% | 1 | 1 | 175 |
EIN 381791480 | D | $75K | 4.3% | 1 | 1 | 206 |
EIN 390493780 | V | $10K | 0.6% | 1 | 1 | 197 |
EIN 731016728 | Oth | $5K | 0.3% | 1 | 1 | 32 |
EIN 010278678 | Oth | $509 | 0.0% | 1 | 1 | 5 |
Broker overview
8 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | TROY, MI | HARTFORD LIFE AND ACCIDENT, DELTA DENTAL OF MICHIGAN, UNUM LIFE INSURANCE COMPANY OF AMERICA, NGL, PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $21K | $12K | $34K | 38.2% | 1 |
| REBECCA A MCLAUGHLAN | TROY, MI | PRIORITY HEALTH | $28K | $0 | $28K | 32.0% | 1 |
| GREGORY SUDDERTH | BLOOMFIELD HILLS, MI | PRIORITY HEALTH | $11K | $0 | $11K | 12.2% | 1 |
| STRATEGIC SERVICES GROUP | ROCHESTER, MI | HARTFORD LIFE AND ACCIDENT, NGL | $10K | $0 | $10K | 11.6% | 1 |
| CHRISTOPHER BOUSCHET | TROY, MI | PRIORITY HEALTH | $3K | $0 | $3K | 3.9% | 1 |
| AFFILIATED AGENCIES LLC | ROCHESTER, MI | DELTA DENTAL OF MICHIGAN | $1K | $0 | $1K | 1.6% | 1 |
| INTERNATIONAL CHAMBERS GROUP INC | MAINEVILLE, OH | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $416 | $0 | $416 | 0.5% | 1 |
| GALLAGHER BENEFIT SERVICES, INC. | CHICAGO, IL | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30 | $0 | $30 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan