PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. 4FRONT CREDIT UNION

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 38-1524350

4FRONT CREDIT UNION

101 N PARK ST · TRAVERSE CITY, MI 496842622
8007640110
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$2.6M
No prior year
Persons covered
383
No prior year
Total participants
246
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #507$2.6M
4FRONT CREDIT UNION HEALTH AND WELFARE PLAN
Mixed383 covered·3 carriers
Primary: BLUE CARE NETWORK

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.3M86.5%
Dental$173K6.5%
Short-term disability$62K2.3%
Long-term disability$47K1.8%
Life$38K1.4%
Other$38K1.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
H
$2.3M87.8%11383
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$173K6.6%11349
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LSTDLTDOth
$147K5.6%13248

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BENEFITS PARTNER LLCSTERLING HEIGHTS, MIUNITED OF OMAHA LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN, BLUE CARE NETWORK$136K$11K$147K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica