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Sponsor portfolioWelfare / HealthEIN 38-1489465

EMBERS CREDIT UNION

1001 WEST BARAGA AVENUE · MARQUETTE, MI 49855
9062287080
Plans filed
1
Years active
2022–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$859K
No prior year
Persons covered
149
No prior year
Total participants
133
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$859K
EMBERS CREDIT UNION WELFARE BENEFIT PLAN
Fully insured149 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$740K23.8%
Dental$740K23.8%
Vision$740K23.8%
Prescription drug$740K23.8%
Short-term disability$52K1.7%
Other$51K1.6%
Life$25K0.8%
Long-term disability$16K0.5%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRxDV
$740K86.2%11149
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LSTDLTDOth
$93K10.8%14133
AFLAC
EIN 570514130
Oth
$20K2.3%1147
MEDICAL AIR SERVICES ASSOCIATION, INC.
EIN 731267483
Oth
$6K0.7%1137

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
THOMAS DANIEL SNOW JRMARQUETTE, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$36K$0$36K65.7%1
ACRISURE LLCMARQUETTE, MIUNITED OF OMAHA LIFE INSURANCE COMPANY, CONTINENTAL AMERICAN INSURANCE COMPANY, MEDICAL AIR SERVICES ASSOCIATION, INC., BLUE CROSS BLUE SHIELD OF MICHIGAN$12K$4K$16K29.0%1
ACRISRUE LLC DBA VASTMARQUETTE, MIUNITED OF OMAHA LIFE INSURANCE COMPANY$2K$518$3K5.3%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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