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Sponsor portfolioWelfare / HealthEIN 38-1447620

COMMUNITY FINANCIAL CREDIT UNION

500 S. HARVEY · PLYMOUTH, MI 48170
7345828836
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$930K
No prior year
Persons covered
930
No prior year
Total participants
588
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$722K
MEDICAL AND VISION BENEFIT PLAN
Fully insured596 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #508$208K
LIFE AND DISABILITY BENEFIT PLAN
Mixed334 covered·2 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$450K26.4%
Vision$450K26.4%
Dental$272K16.0%
Other$208K12.2%
Life$162K9.5%
Long-term disability$162K9.5%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HV
$450K48.4%11550
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$272K29.3%11596
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LLTDOth
$208K22.4%12334

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCTROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, DELTA DENTAL OF MICHIGAN, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY$47K$12K$59K79.7%2
REBECCA A MCLAUGHLANTROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$11K$0$11K15.1%1
CHRISTOPHER M BOUSCHETTROY, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$4K$0$4K5.2%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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