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Sponsor portfolioWelfare / HealthEIN 38-1360586
UNIVERSITY OF DETROIT MERCY
4001 W. MCNICHOLS RD. · DETROIT, MI 482213038
3139931036
- Plans filed
- 5
- Years active
- 2016–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
1,444
No prior year
Total participants
875
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$1.2M
UNIVERSITY OF DETROIT MERCY EMPLOYEE BENEFITS PLAN
Mixed1,444 covered·6 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #502$0
UNIVERSITY OF DETROIT MERCY
Self-funded0 covered·0 carriers
Plan #503$0
UNIVERSITY OF DETROIT MERCY
Self-funded0 covered·0 carriers
Plan #504$0
UNIVERSITY OF DETROIT MERCY
Fully insured0 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #505$0
UNIVERSITY OF DETROIT MERCY
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $573K | 29.6% | |
| Life | $460K | 23.7% | |
| Health | $367K | 18.9% | |
| Long-term disability | $320K | 16.5% | |
| Dental | $166K | 8.5% | |
| Vision | $55K | 2.8% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 010278678 | LLTDOth | $573K | 49.4% | 1 | 5 | 887 |
EIN 362739571 | H | $367K | 31.6% | 1 | 1 | 1,444 |
EIN 720977315 | D | $166K | 14.3% | 1 | 1 | 160 |
EIN 382084788 | V | $55K | 4.7% | 1 | 1 | 1,063 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| THE JAMES B OSWALD COMPANY | CLEVELAND, OH | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY, STARMOUNT LIFE INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $83K | $2K | $85K | 99.6% | 1 |
| BROWN & BROWN INSURANCE SERVICES | TROY, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $302 | $0 | $302 | 0.4% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan