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Sponsor portfolioWelfare / HealthEIN 38-1358208
MEMORIAL HEALTHCARE
826 WEST KING STREET · OWOSSO, MI 48867
9897294724
- Plans filed
- 7
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
3,078
No prior year
Total participants
1,470
No prior year
Plans filed
7
No prior year
Plans under this sponsor
7 plans
Plan #502$2.4M
MEMORIAL HEALTHCARE BENEFIT PLAN
Mixed3,078 covered·4 carriers
Primary: DELTA DENTAL OF MICHIGAN
Plan #505$766K
MEMORIAL HEALTHCARE DENTAL PLAN
Fully insured2,357 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #507$362K
MEMORIAL HEALTHCARE LIFE INSURANCE PLAN
Mixed934 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #508$178K
MEMORIAL HEALTHCARE LONG TERM DISABILITY PLAN
Fully insured445 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #506$151K
MEMORIAL HEALTHCARE VISION PLAN
Fully insured849 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #501$0
MEMORIAL HEALTHCARE FSA
Self-funded0 covered·0 carriers
Plan #503$0
MEMORIAL HEALTHCARE HEALTH PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $1.1M | 24.2% | |
| Dental | $1.1M | 23.7% | |
| Long-term disability | $1.0M | 22.6% | |
| Other | $1.0M | 22.6% | |
| Vision | $234K | 5.3% | |
| Short-term disability | $69K | 1.6% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381791480 | D | $1.1M | 44.6% | 1 | 1 | 3,078 |
EIN 381082080 | LLTDOth | $1.0M | 42.6% | 1 | 1 | 1,470 |
EIN 470397286 | V | $234K | 9.9% | 1 | 1 | 2,945 |
EIN 620331200 | LSTD | $69K | 2.9% | 1 | 1 | 382 |
Broker overview
6 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | VALHALLA, NY | RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA, SUN LIFE ASSURANCE COMPANY OF CANADA, DELTA DENTAL OF MICHIGAN, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $60K | $80K | $139K | 97.6% | 1 |
| EMPLOYEE FAMILY PROTECTION INC | GLASTONBURY, CT | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $105 | $2K | 1.3% | 1 |
| BENEFITS SOLUTIONS GROUP LLC | WESTCHESTER, LA | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $849 | $0 | $849 | 0.6% | 1 |
| DOUGLAS E. LOTTES | GRAND RAPIDS, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $647 | $0 | $647 | 0.5% | 1 |
| TITAN BENEFIT COMMUNICATIONS LLC | ROYAL OAK, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $164 | $0 | $164 | 0.1% | 1 |
| DWIGHT L PIERCE | SAPULPA, OK | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan