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Sponsor portfolioWelfare / HealthEIN 38-1300597

ALRO STEEL CORPORATION

3100 E HIGH ST · JACKSON, MI 492033467
5177875500
Plans filed
2
Years active
2016–2025
Industry
NAICS 42
Latest filing
2025
Total premiums (latest)
$5.6M
No prior year
Persons covered
6,286
No prior year
Total participants
6,286
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #504$4.9M
ALRO STEEL CORPORATION BENEFITS PLAN
Mixed3,238 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #505$691K
ALRO STEEL CORPORATION LONG TERM DISABILITY
Fully insured3,048 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Stop-loss$2.3M40.8%
Dental$1.8M32.2%
Life$729K13.0%
Long-term disability$691K12.3%
Other$90K1.6%
Short-term disability$5K0.1%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
SL
$2.3M40.8%113,238
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$1.8M32.2%113,238
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LSTDLTDOth
$1.5M27.0%246,286

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
JFP BENEFIT MANAGEMENT INCJACKSON, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, LIFE INSURANCE COMPANY OF NORTH AMERICA, DELTA DENTAL OF MICHIGAN$106K$122K$228K62.3%2
KAPNICK & COMPANY, INC.ANN ARBOR, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, LIFE INSURANCE COMPANY OF NORTH AMERICA, DELTA DENTAL OF MICHIGAN$138K$0$138K37.7%2

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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