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Sponsor portfolioWelfare / HealthEIN 38-1291439
COLE'S QUALITY FOODS, INC.
1188 LAKESHORE DRIVE · MUSKEGON, MI 49441
2313326987
- Plans filed
- 2
- Years active
- 2016–2025
- Industry
- NAICS 31
- Latest filing
- 2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
615
No prior year
Total participants
476
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.7M | 39.3% | |
| Prescription drug | $1.7M | 39.3% | |
| Other | $308K | 7.0% | |
| Life | $201K | 4.5% | |
| Short-term disability | $201K | 4.5% | |
| Long-term disability | $201K | 4.5% | |
| Vision | $41K | 0.9% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $1.5M | 71.3% | 1 | 1 | 203 |
EIN 042381280 | LSTDLTDOth | $308K | 14.8% | 2 | 4 | 590 |
EIN 382069753 | HRx | $250K | 12.0% | 1 | 1 | 18 |
EIN 430949844 | V | $41K | 2.0% | 2 | 2 | 421 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ROBERT L. HUGHES | GRAND RAPIDS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $52K | $0 | $52K | 50.2% | 1 |
| ADVANTAGE BENEFITS GROUP | GRAND RAPIDS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, UNUM INSURANCE COMPANY, BLUE CARE NETWORK OF MICHIGAN, UNUM LIFE INSURANCE COMPANY OF AMERICA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $39K | $2K | $41K | 40.0% | 2 |
| VOLUNTARY SOLUTIONS INC | BRIGHTON, CO | UNUM INSURANCE COMPANY | $10K | $0 | $10K | 9.8% | 2 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan