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Sponsor portfolioWelfare / HealthEIN 38-1280515
GARBER MANAGEMENT GROUP, INC.
999 S. WASHINGTON AVE., SUITE 1 · SAGINAW, MI 48601
9897909090
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$910K
No prior year
Persons covered
2,104
No prior year
Total participants
1,329
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $437K | 33.5% | |
| Short-term disability | $337K | 25.8% | |
| Long-term disability | $327K | 25.1% | |
| Life | $202K | 15.5% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 010278678 | LSTDLTDOth | $864K | 94.9% | 1 | 9 | 1,978 |
EIN 383159338 | Oth | $46K | 5.1% | 1 | 1 | 2,104 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CAMBRIDGE CONSULTING GROUP LLC | ROYAL OAK, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $74K | $8K | $81K | 75.4% | 1 |
| CAMBRIDGE FINANCIAL SERVICES | ROYAL OAK, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, FIRST UNUM LIFE INSURANCE COMPANY | $20K | $5K | $25K | 23.5% | 1 |
| NFP INSURANCE SERVICES INC | AUSTIN, TX | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $611 | $611 | 0.6% | 1 |
| OPTAVISE, LLC | BIRMINGHAM, AL | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY | $505 | $0 | $505 | 0.5% | 1 |
| AON CONSULTING INC | HAMMONTON, NJ | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $18 | $24 | $42 | 0.0% | 1 |
| DANIEL CORNWELL | TROY, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.0% | 1 |
| JOHN CUMMINGS | SAGINAW, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan