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Sponsor portfolioWelfare / HealthEIN 38-1247455
HELM43 LLC DBA HELM
47911 HALYARD DR. SUITE 200 · PLYMOUTH, MI 48170
7344683700
- Plans filed
- 1
- Years active
- 2025–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$3.8M
No prior year
Persons covered
440
No prior year
Total participants
322
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.4M | 44.5% | |
| Prescription drug | $3.4M | 44.5% | |
| Life | $166K | 2.2% | |
| Short-term disability | $166K | 2.2% | |
| Long-term disability | $166K | 2.2% | |
| Other | $166K | 2.2% | |
| Dental | $161K | 2.1% | |
| Vision | $24K | 0.3% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $2.5M | 66.2% | 1 | 1 | 244 |
EIN 382359234 | HRx | $785K | 20.8% | 1 | 1 | 125 |
EIN 470322111 | LSTDLTDOth | $166K | 4.4% | 1 | 1 | 320 |
EIN 381791480 | D | $161K | 4.2% | 1 | 2 | 440 |
EIN 382715520 | HRx | $143K | 3.8% | 1 | 1 | 15 |
EIN 061227840 | V | $24K | 0.6% | 1 | 1 | 199 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | MINNEAPOLIS, MN | DELTA DENTAL OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, VISION SERVICE PLAN | $67K | $5K | $72K | 41.6% | 1 |
| CHRISTOPHER M BOUSCHET | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $57K | $0 | $57K | 32.8% | 1 |
| REBECCA A MCLAUGHLAN | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $40K | $0 | $40K | 23.2% | 1 |
| MCLAUGHLAN, REBECCA | TROY, MI | PRIORITY HEALTH | $2K | $0 | $2K | 1.4% | 1 |
| BOUSCHET, CHRISTOPHER | TROY, MI | PRIORITY HEALTH | $2K | $0 | $2K | 1.0% | 1 |
Policy details
Latest year, by plan