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Sponsor portfolioWelfare / HealthEIN 38-1067560
WEST SHORE BANK
201 WEST LOOMIS ST · LUDINGTON, MI 49431
2318453500
- Plans filed
- 1
- Years active
- 2018–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
215
No prior year
Total participants
125
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 44.4% | |
| Prescription drug | $1.4M | 44.4% | |
| Vision | $103K | 3.3% | |
| Dental | $90K | 2.9% | |
| Life | $48K | 1.6% | |
| Other | $48K | 1.6% | |
| Short-term disability | $45K | 1.5% | |
| Long-term disability | $11K | 0.4% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $815K | 51.5% | 1 | 1 | 120 |
EIN 382069753 | HRx | $559K | 35.3% | 1 | 1 | 62 |
EIN 470322111 | LSTDLTDOth | $105K | 6.6% | 1 | 3 | 129 |
EIN 381791480 | DV | $90K | 5.7% | 1 | 1 | 215 |
EIN 470397286 | V | $14K | 0.9% | 1 | 1 | 215 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MICHAEL DILORENZO | WASHINGTON, MI | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $61K | $0 | $61K | 73.4% | 1 |
| MICHIGAN PLANNERS, INC. | WASHINGTON, MI | RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA, BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN, DELTA DENTAL OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $5K | $20K | 24.7% | 1 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.9% | 1 |
History & trajectory
8 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan