PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. STAFFORD SMITH, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 38-1059585

STAFFORD SMITH, INC.

3414 S. BURDICK STREET · KALAMAZOO, MI 49001
2693431240
Plans filed
1
Years active
2019–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$2.7M
No prior year
Persons covered
455
No prior year
Total participants
317
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.7M
STAFFORD SMITH, INC. HEALTH AND WELFARE BENEFIT PLAN
Fully insured455 covered·5 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.5M47.4%
Prescription drug$2.5M47.4%
Dental$145K2.8%
Life$55K1.0%
Other$55K1.0%
Vision$21K0.4%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CARE NETWORK OF MICHIGAN
EIN 382359234
HRx
$1.3M48.4%11237
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$1.2M43.3%11161
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$145K5.4%11389
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LOth
$55K2.0%12297
AMERITAS LIFE INSURANCE CORP.
EIN 470098400
V
$21K0.8%11455

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
SUSAN L CULHANEKALAMAZOO, MIBLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, DELTA DENTAL OF MICHIGAN$85K$309$85K82.2%1
THE NULTY AGENCY INC.KALAMAZOO, MIAMERITAS LIFE INSURANCE CORP, BLUE CROSS BLUE SHIELD OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, BLUE CARE NETWORK OF MICHIGAN$9K$6K$15K14.1%1
CENTRO BENEFITS RESEARCH LLCBEACHWOOD, OHAMERITAS LIFE INSURANCE CORP, UNITED OF OMAHA LIFE INSURANCE COMPANY$1K$3K$4K3.7%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica