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Sponsor portfolioWelfare / HealthEIN 38-1053740
SOUTHERN MICHIGAN BANK AND TRUST
51 WEST PEARL STREET · COLDWATER, MI 49036
5172795560
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$338K
No prior year
Persons covered
434
No prior year
Total participants
234
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $164K | 26.6% | |
| Life | $139K | 22.6% | |
| Long-term disability | $139K | 22.6% | |
| Other | $139K | 22.6% | |
| Vision | $35K | 5.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381791480 | D | $164K | 48.5% | 1 | 1 | 434 |
EIN 470322111 | LLTDOth | $139K | 41.1% | 1 | 1 | 234 |
EIN 430949844 | V | $35K | 10.3% | 1 | 1 | 389 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WALTON AGENCY, INC. | JACKSON, MI | DELTA DENTAL OF MICHIGAN, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., UNITED OF OMAHA LIFE INSURANCE COMPANY | $26K | $0 | $26K | 92.6% | 1 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 7.4% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan