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Sponsor portfolioWelfare / HealthEIN 38-0907910
HOUSE OF FLAVORS, INC.
110 N. WILLIAM STREET · LUDINGTON, MI 49431
2318457369
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 31
- Latest filing
- 2025
Total premiums (latest)
$246K
No prior year
Persons covered
642
No prior year
Total participants
821
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #506$137K
HOUSE OF FLAVORS, INC. DENTAL PLAN
Fully insured409 covered·1 carrier
Primary: AMERITAS LIFE INSURANCE CORP.
Plan #505$109K
HOUSE OF FLAVORS, INC. SHORT-TERM DISABILITY PLAN
Fully insured233 covered·1 carrier
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #501$0
HOUSE OF FLAVORS INC MEDICAL PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $137K | 23.9% | |
| Life | $109K | 19.0% | |
| Short-term disability | $109K | 19.0% | |
| Long-term disability | $109K | 19.0% | |
| Other | $109K | 19.0% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 470098400 | D | $137K | 55.7% | 1 | 1 | 409 |
EIN 381082080 | LSTDLTDOth | $109K | 44.3% | 1 | 1 | 233 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| OTTAWA KENT INSURANCE | HOLLAND, MI | SUN LIFE ASSURANCE COMPANY OF CANADA | $22K | $0 | $22K | 61.4% | 1 |
| OTTAWA-KENT INS AGENCY INC | JENISON, MI | AMERITAS LIFE INSURANCE CORP. | $14K | $0 | $14K | 38.6% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan