Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 38-0812640
MCNAUGHTON-MCKAY ELECTRIC COMPANY
1357 E LINCOLN AVE · MADISON HEIGHTS, MI 480714134
3483997500
- Plans filed
- 7
- Years active
- 2015–2025
- Industry
- NAICS 42
- Latest filing
- 2025
Total premiums (latest)
$2.8M
No prior year
Persons covered
3,745
No prior year
Total participants
1,656
No prior year
Plans filed
7
No prior year
Plans under this sponsor
7 plans
Plan #501$2.8M
MCNAUGHTON-MCKAY ELECTRIC COMPANY GROUP BENEFIT PLAN
Fully insured3,745 covered·6 carriers
Primary: DELTA DENTAL OF MICHIGAN
Plan #502$629K
MCNAUGHTON-MCKAY ELECTRIC COMPANY DENTAL INSURANCE PLAN
Fully insured1,780 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #504$233K
MCNAUGHTON-MCKAY ELECTRIC COMPANY LIFE INSURANCE PLAN
Fully insured771 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #503$129K
MCNAUGHTON-MCKAY ELECTRIC COMPANY LONG TERM DISABILITY PLAN
Fully insured771 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #510$76K
MCNAUGHTON-MCKAY ELECTRIC COMPANY VISION INSURANCE PLAN
Fully insured526 covered·1 carrier
Primary: VISION SERVICES PLAN
Plan #506$26K
MCNAUGHTON-MCKAY ELECTRIC COMPANY EMPLOYEE ASSISTANCE PLAN
Fully insured797 covered·1 carrier
Primary: ULLIANCE, INC
Plan #505$0
MCNAUGHTON-MCKAY ELECTRIC COMPANY CAFETERIA PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $1.3M | 39.6% | |
| Other | $712K | 21.0% | |
| Life | $607K | 17.9% | |
| Long-term disability | $386K | 11.4% | |
| Vision | $289K | 8.5% | |
| Health | $54K | 1.6% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381791480 | D | $1.3M | 48.3% | 1 | 1 | 3,745 |
EIN 350472300 | LLTDOth | $992K | 35.6% | 1 | 3 | 1,956 |
EIN 061227840 | V | $289K | 10.4% | 1 | 1 | 1,501 |
EIN 135581829 | Oth | $55K | 2.0% | 1 | 1 | 10 |
EIN 043705970 | H | $54K | 1.9% | 1 | 1 | 1,669 |
EIN 383159338 | Oth | $51K | 1.8% | 1 | 1 | 1,843 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CAMBRIDGE CONSULTING GROUP LLC | ROYAL OAK, MI | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY, DELTA DENTAL OF MICHIGAN | $92K | $11K | $104K | 78.7% | 1 |
| NFP INSURANCE SERVICES INC | AUSTIN, TX | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY | $6K | $11K | $18K | 13.3% | 1 |
| NOT PROVIDED | — | TELEDOC HEALTH, INC | $8K | $0 | $8K | 6.1% | 1 |
| CRUMP LIFE INSURANCE SERVICES | HOLLADAY, UT | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.8% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan