Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 38-0541400
FIRST STATE BANK
24300 LITTLE MACK · SAINT CLAIR SHORES, MI 48080
5867755000
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
330
No prior year
Total participants
188
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.3M | 33.7% | |
| Prescription drug | $2.3M | 33.7% | |
| Other | $745K | 11.1% | |
| Dental | $604K | 9.0% | |
| Vision | $604K | 9.0% | |
| Life | $121K | 1.8% | |
| Long-term disability | $118K | 1.8% | |
| Short-term disability | $3K | 0.0% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $1.7M | 69.0% | 1 | 1 | 228 |
EIN 382069753 | HRxDVOth | $604K | 25.0% | 1 | 1 | 330 |
EIN 620331200 | LSTDLTDOth | $144K | 6.0% | 1 | 3 | 188 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| EUGENE F LOVASCO | DETROIT, MI | BLUE CARE NETWORK OF MICHIGAN, BLUECROSS BLUESHIELD OF MICHIGAN | $71K | $0 | $71K | 73.1% | 1 |
| LOVASCO CONSULTING GROUP INC | DETROIT, MI | BLUE CARE NETWORK OF MICHIGAN, BLUECROSS BLUESHIELD OF MICHIGAN, UNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $4K | $19K | 19.5% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $7K | $7K | 7.3% | 1 |
| MICHAEL PANNUTO | STERLING HTS, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $39 | $0 | $39 | 0.0% | 1 |
| METRO WORKSITE SERVICES INC. | REDFORD, MI | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $39 | $0 | $39 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan