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Sponsor portfolioWelfare / HealthEIN 38-0495567
DOW CREDIT UNION
600 E. LYON ROAD · MIDLAND, MI 48640
9898324853
- Plans filed
- 2
- Years active
- 2015–2024
- Industry
- NAICS 52
- Latest filing
- 2024
Total premiums (latest)
$2.5M
No prior year
Persons covered
404
No prior year
Total participants
160
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.2M | 46.7% | |
| Prescription drug | $2.2M | 46.7% | |
| Dental | $147K | 3.1% | |
| Life | $50K | 1.1% | |
| Short-term disability | $45K | 1.0% | |
| Vision | $25K | 0.5% | |
| Other | $23K | 0.5% | |
| Long-term disability | $22K | 0.5% |
Carrier overview
7 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $2.2M | 87.5% | 1 | 1 | 349 |
EIN 381791480 | D | $147K | 5.9% | 1 | 1 | 364 |
EIN 231503749 | LSTDLTDOth | $121K | 4.8% | 1 | 4 | 242 |
EIN 430949844 | V | $25K | 1.0% | 1 | 1 | 404 |
EIN 135123390 | Oth | $9K | 0.4% | 1 | 1 | 22 |
EIN 383159338 | Oth | $6K | 0.3% | 1 | 1 | 183 |
EIN 731016728 | Oth | $3K | 0.1% | 1 | 1 | 7 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC | KANSAS CITY, MO | LIFE INSURANCE COMPANY OF NORTH AMERICA, PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MICHIGAN, FIDELITY SECURITY LIFE INSURANCE COMPANY | $127K | $2K | $129K | 99.9% | 1 |
| MARSH & MCLENNAN AGENCY LLC | TROY, MI | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $107 | $0 | $107 | 0.1% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan