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Sponsor portfolioWelfare / HealthEIN 38-0481580

MICHIGAN FIRST CREDIT UNION

27000 EVERGREEN RD · LATHRUP VILLAGE, MI 480763231
2483954045
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$5.5M
No prior year
Persons covered
825
No prior year
Total participants
582
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #510$5.5M
MICHIGAN FIRST CREDIT UNION FLEXIBLE BENEFIT PLAN
Fully insured825 covered·6 carriers
Primary: ALLIANCE HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$4.5M44.6%
Prescription drug$4.5M44.6%
Dental$435K4.3%
Short-term disability$203K2.0%
Other$159K1.6%
Long-term disability$131K1.3%
Life$126K1.2%
Vision$41K0.4%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY
EIN 383291563
HRx
$3.0M55.2%11534
HEALTH ALLIANCE PLAN
EIN 382242827
HRx
$1.5M27.0%11276
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LSTDLTDOth
$470K8.6%140
DELTA DENTAL OF CALIFORNIA
EIN 381791480
D
$435K8.0%12825
BLUE CROSS OF CALIFORNIA
EIN 382069753
V
$41K0.8%11814
ULLIANCE, INC.
EIN 383159338
Oth
$22K0.4%11512

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CAMBRIDGE CONSULTING GROUP LLCROYAL OAK, MIHEALTH ALLIANCE PLAN, LIFE INSURANCE COMPANY OF NORTH AMERICA, BLUE CROSS BLUE SHIELD OF MICHIGAN, DELTA DENTAL OF MICHIGAN, ALLIANCE HEALTH AND LIFE INSURANCE COMPANY$122K$4K$126K98.8%1
JONATHOAN M POPEROYAL OAK, MIBLUE CROSS BLUE SHIELD OF MICHIGAN$2K$0$2K1.2%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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