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Sponsor portfolioWelfare / HealthEIN 38-0429495
CLOVERLAND ELECTRIC COOPERATIVE
725 E PORTAGE AVE · SAULT SAINTE MARIE, MI 49783
9066356800
- Plans filed
- 1
- Years active
- 2020–2025
- Industry
- NAICS 22
- Latest filing
- 2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
391
No prior year
Total participants
131
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.3M | 50.8% | |
| Prescription drug | $2.1M | 45.2% | |
| Dental | $144K | 3.2% | |
| Other | $30K | 0.7% | |
| Vision | $10K | 0.2% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRx | $2.1M | 82.5% | 1 | 1 | 384 |
EIN 640902785 | H | $253K | 10.1% | 1 | 1 | 71 |
EIN 135581829 | D | $144K | 5.8% | 1 | 1 | 345 |
EIN 570144607 | Oth | $30K | 1.2% | 1 | 1 | 33 |
EIN 430949844 | V | $10K | 0.4% | 1 | 1 | 391 |
Broker overview
21 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ADVANCED BENEFIT SOLUTIONS INC | CADILLAC, MI | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $22K | $44K | 24.9% | 1 |
| CARL R MESSING | AUBURN HILLS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $41K | $0 | $41K | 22.8% | 1 |
| VINCENT BABCOCK | MARQUETTE, MI | AMFIRST | $25K | $0 | $25K | 14.3% | 1 |
| SCOTT HARRISON | AUBURN HILLS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $22K | $0 | $22K | 12.3% | 1 |
| ACRISURE LLC | GRAND RAPIDS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $6K | $14K | 7.8% | 1 |
| MORGAN WHITE LIMITED | JACKSON, MS | AMFIRST | $10K | $0 | $10K | 5.7% | 1 |
| DAVID PEPIN | ESCANABA, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 3.6% | 1 |
| BRITT CURNOW | CRYSTAL FALLS, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $2K | $3K | 1.8% | 1 |
| MEGAN LIN MILLS | BRIMLEY, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $3K | 1.5% | 1 |
| MATTHEW G BERGER | — | AMFIRST | $3K | $0 | $3K | 1.4% | 1 |
| ADVANCED BENEFIT SOLUTION | CADILLAC, MI | EYEMED VISION CARE | $2K | $0 | $2K | 1.2% | 1 |
| MARKS BENEFIT MANAGEMENT LLC | FAYETTEVILLE, AR | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $688 | $2K | 1.1% | 1 |
| MARGARET HANCOCK | KINCHELOE, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $94 | $2K | 1.0% | 1 |
| DANIEL JOSPEH OCHOA | KIMBALL, MI | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $303 | $176 | $479 | 0.3% | 1 |
| MARY DAUGHERTY | ROCKY TOP, TN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $327 | $15 | $342 | 0.2% | 1 |
| HOWARD J HOROWITZ | CARMEL, IN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $69 | $16 | $85 | 0.0% | 1 |
| AMY E COHEN | BOCA RATON, FL | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | $7 | $61 | 0.0% | 1 |
| JOSHUA JAMES HAYES | SODDY DAISY, TN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $28 | $53 | 0.0% | 1 |
| RYAN JAMES VETACK | SPRING HILL, TN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $12 | $37 | 0.0% | 1 |
| PEACOCK FINANCIALS INC | SUNRISE, FL | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $15 | $23 | 0.0% | 1 |
| BRANDON MARCELLO CENTO | CARMEL, IN | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $0 | $10 | 0.0% | 1 |
History & trajectory
6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan