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Sponsor portfolioWelfare / HealthEIN 37-1517313
CLIENT FINANCIAL SERVICES OF MICHIGAN, LLC
209 SOUTH ALLOY DRIVE · FENTON, MI 48430
8102230286
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 56
- Latest filing
- 2025
Total premiums (latest)
$1.1M
No prior year
Persons covered
157
No prior year
Total participants
139
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$1.1M
CLIENT FINANCIAL SERVICES OF MICHIGAN LLC WELFARE BENEFIT PLAN
Fully insured157 covered·5 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN
Plan #503$63K
CLIENT FINANCIAL SERVICES DENTAL PLAN
Fully insured193 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #502$18K
CLIENT FINANCIAL SERVICES VISION PLAN
Fully insured102 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #504$6K
CLIENT FINANCIAL SERVICES LIFE PLAN
Fully insured154 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.0M | 47.3% | |
| Prescription drug | $1.0M | 47.3% | |
| Dental | $53K | 2.5% | |
| Life | $23K | 1.1% | |
| Other | $23K | 1.1% | |
| Vision | $17K | 0.8% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $839K | 74.7% | 1 | 1 | 114 |
EIN 382069753 | HRx | $191K | 17.0% | 1 | 1 | 15 |
EIN 381791480 | D | $53K | 4.8% | 1 | 1 | 157 |
EIN 135123390 | LOth | $23K | 2.0% | 1 | 1 | 141 |
EIN 061227840 | V | $17K | 1.5% | 1 | 1 | 100 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| PAUL M SNIDER | FARMINGTON HILLS, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $30K | $0 | $30K | 81.8% | 1 |
| NFP INSURANCE SERVICES INC | FARMINGTON HILLS, MI | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN | $6K | $1K | $7K | 18.2% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan