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Sponsor portfolioWelfare / HealthEIN 36-4293694

VIRTUAL MARKETING, INC.

d/b/a FUSION 92
222 MERCHANDISE MART PLAZA, SUITE 2 · CHICAGO, IL 60654
8855044864
Plans filed
3
Years active
2020–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$3.3M
No prior year
Persons covered
442
No prior year
Total participants
231
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #501$3.3M
FUSION 92 HEALTH AND WELFARE PLAN
Fully insured442 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #503$143K
FUSION 92 LIFE AND DISABILITY PLAN
Fully insured135 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #502$124K
FUSION 92 MEDICAL PLAN
Fully insured214 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF ILLINOIS

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.9M36.2%
Prescription drug$2.9M36.2%
Other$379K4.7%
Dental$371K4.6%
Vision$371K4.6%
Life$371K4.6%
Short-term disability$371K4.6%
Long-term disability$371K4.6%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 382069753
HRx
$2.9M88.6%11442
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$371K11.2%11231
METROPOLITAN LIFE INSURANCE COMPANY
EIN 222342710
Oth
$7K0.2%1137

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
KEVIN MCDANIELST LOUIS, MOBLUE CROSS BLUE SHIELD OF MICHIGAN$132K$0$132K52.4%1
LOCKTON COMPANIES, LLCST LOUIS, MOTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, METROPOLITAN GENERAL INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MICHIGAN$49K$52K$101K40.2%1
MARK S METTILLESAINT PETERSBURG, FLTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$19K$0$19K7.4%1

History & trajectory

5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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