PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. THE CARA PROGRAM

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 36-4268095

THE CARA PROGRAM

237 S DES PLAINES STREET · CHICAGO, IL 60661
3127983339
Plans filed
1
Years active
2024–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$1.3M
No prior year
Persons covered
184
No prior year
Total participants
100
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$1.3M
THE CARA PROGRAM EMPLOYEE BENEFITS PLAN
Fully insured184 covered·4 carriers
Primary: BLUECROSS BLUESHIELD OF ILLNOIS

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.2M86.6%
Dental$48K3.6%
Vision$48K3.6%
Other$27K2.0%
Life$23K1.7%
Short-term disability$19K1.4%
Long-term disability$16K1.2%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 361236610
H
$1.2M91.4%11121
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LSTDLTDOth
$58K4.5%14100
AMERITAS LIFE INSURANCE CORP.
EIN 470098400
DV
$48K3.8%11184
PERSPECTIVES LTD
EIN 363444982
Oth
$4K0.3%11111

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ALLIANT INSURANCE SERVICES, INC.SAN DIEGO, CAUNITED OF OMAHA LIFE INSURANCE COMPANY, AMERITAS LIFE INSURANCE CORP., BLUECROSS BLUESHIELD OF ILLNOIS$58K$4K$63K96.8%1
MESIROW INSURANCE SERVICES INC—BLUECROSS BLUESHIELD OF ILLNOIS$0$2K$2K3.2%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica