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Sponsor portfolioWelfare / HealthEIN 36-2645979
OSG USA, INC.
620 STETSON AVENUE · ST. CHARLES, IL 60174
6307905261
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 42
- Latest filing
- 2025
Total premiums (latest)
$478K
No prior year
Persons covered
464
No prior year
Total participants
325
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$478K
OSG USA, INC. EMPLOYEE BENEFIT PLAN
Mixed464 covered·3 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #520$225K
OSG USA, INC. LIFE INSURANCE
Fully insured573 covered·3 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #504$29K
OSG USA, INC. LONG TERM DISABILITY PLAN
Fully insured215 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $229K | 19.9% | |
| Life | $225K | 19.5% | |
| Short-term disability | $225K | 19.5% | |
| Long-term disability | $225K | 19.5% | |
| Other | $225K | 19.5% | |
| Vision | $25K | 2.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | D | $229K | 47.9% | 1 | 1 | 464 |
EIN 470322111 | LSTDLTDOth | $225K | 46.9% | 1 | 1 | 306 |
EIN 430949844 | V | $25K | 5.1% | 1 | 1 | 426 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC | ATLANTA, GA | UNITED OF OMAHA LIFE INSURANCE COMPANY, UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $11K | $15K | 62.8% | 1 |
| PAYCOR INC | CINCINNATI, OH | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $6K | $6K | 23.4% | 1 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 13.9% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan