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Sponsor portfolioWelfare / HealthEIN 36-1232000

HOME STATE BANK, N. A.

PO BOX 1738 · CRYSTAL LAKE, IL 600391738
8154592000
Plans filed
2
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
516
No prior year
Total participants
267
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #505$1.8M
HOME STATE BANK EMPLOYEE BENEFITS PLAN
Fully insured258 covered·2 carriers
Primary: BLUECROSS BLUESHIELD OF ILLINOIS
Plan #503$24K
HOME STATE BANK LONG TERM DISABILITY PLAN
Fully insured258 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.6M68.6%
Dental$178K7.6%
Vision$178K7.6%
Life$178K7.6%
Other$178K7.6%
Long-term disability$24K1.0%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 361236610
H
$1.6M88.8%11201
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
DVLLTDOth
$202K11.2%22516

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GALLAGHER BENEFIT SERVICES, INC.CHICAGO, ILMETROPOLITAN LIFE INSURANCE COMPANY, BLUECROSS BLUESHIELD OF ILLINOIS$80K$5K$85K100.0%2

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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