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Sponsor portfolioWelfare / HealthEIN 35-2237537
ORAFOL AMERICAS INC.
d/b/a ORAFOL AUTOMOTIVE GRAPHICS
57 KAY INDUSTRIAL DRIVE · LAKE ORION, MI 483591832
2483774999
- Plans filed
- 2
- Years active
- 2015–2026
- Industry
- NAICS 32
- Latest filing
- 2026
Total premiums (latest)
$6.1M
No prior year
Persons covered
694
No prior year
Total participants
338
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #550$6.1M
ORAFOL AMERICAS DBA ORAFOL AUTOMOTIVE GRAPHICS EMPLOYEE BENEFITS PLAN
Fully insured694 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF MICHIGAN
Plan #508$4.4M
ORAFOL AMERICAS INC WELFARE BENEFIT PLAN
Fully insured344 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $6.1M | 20.5% | |
| Health | $5.8M | 19.4% | |
| Dental | $5.8M | 19.4% | |
| Vision | $5.8M | 19.4% | |
| Prescription drug | $5.8M | 19.4% | |
| Life | $252K | 0.8% | |
| Short-term disability | $177K | 0.6% | |
| Long-term disability | $177K | 0.6% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382069753 | HRxDVOth | $5.8M | 94.6% | 1 | 1 | 694 |
EIN 010278678 | LSTDLTDOth | $328K | 5.4% | 1 | 5 | 333 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CHRISTOPHER M BOUSCHET | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $133K | $0 | $133K | 59.3% | 1 |
| MARSH & MCLENNAN AGENCY LLC | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN, UNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $62K | $16K | $78K | 34.7% | 1 |
| REBECCA A MCLAUGHLAN | TROY, MI | BLUE CROSS BLUE SHIELD OF MICHIGAN | $13K | $0 | $13K | 6.0% | 1 |
History & trajectory
12 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan