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Sponsor portfolioWelfare / HealthEIN 35-1494125

STERLING MANAGEMENT, LTD.

3900 EDISON LAKES PARKWAY, SUITE 20 · MISHAWAKA, IN 46545
2192438547
Plans filed
8
Years active
2015–2024
Industry
NAICS 53
Latest filing
2024
Total premiums (latest)
$1.3M
No prior year
Persons covered
1,813
No prior year
Total participants
240
No prior year
Plans filed
8
No prior year

Plans under this sponsor

8 plans
Plan #501$948K
THE STERLING GROUP EMPLOYEE BENEFIT TRUST
Self-funded233 covered·1 carrier
Primary: HCC LIFE INSURANCE COMPANY
Plan #505$168K
STERLING MANAGEMENT LTD DENTAL PLAN
Fully insured425 covered·1 carrier
Primary: DELTA DENTAL OF INDIANA
Plan #508$54K
STERLING MANAGEMENT LTD VOLUNTARY STD
Fully insured120 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #507$34K
STERLING MANAGEMENT LTD VOLUNTARY LTD
Fully insured105 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #504$30K
STERLING MANAGEMENT LTD VISION PLAN
Fully insured367 covered·1 carrier
Primary: DELTA DENTAL OF INDIANA
Plan #502$29K
STERLING MANAGEMENT LTD BASIC LIFE PLAN
Fully insured99 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #509$29K
STERLING MANAGEMENT LTD VOLUNTARY LIFE
Fully insured99 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #506$6K
STERLING MANAGEMENT LTD EAP PLAN
Fully insured365 covered·1 carrier
Primary: PERSPECTIVES, LTD

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Stop-loss$948K71.4%
Dental$168K12.6%
Life$59K4.4%
Short-term disability$54K4.0%
Other$36K2.7%
Long-term disability$34K2.5%
Vision$30K2.2%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HCC LIFE INSURANCE COMPANY
EIN 351817054
SL
$948K73.1%11233
DELTA DENTAL OF CALIFORNIA
EIN 351545647
DV
$197K15.2%22792
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470322111
LSTDLTDOth
$146K11.2%44423
PERSPECTIVES LTD
EIN 122345678
Oth
$6K0.5%11365

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GIBSON INSURANCE AGENCY, INC.SOUTH BEND, INUNITED OF OMAHA LIFE INSURANCE COMPANY, DELTA DENTAL OF INDIANA, HCC LIFE INSURANCE COMPANY$42K$67K$109K87.6%7
AUXIANTCEDAR RAPIDS, IAHCC LIFE INSURANCE COMPANY$8K$0$8K6.5%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL TOWNSHIP, NJUNITED OF OMAHA LIFE INSURANCE COMPANY$0$7K$7K5.9%4

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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