Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 35-1155006
HERITAGE FEDERAL CREDIT UNION
5388 W STATE ROUTE 66 · NEWBURGH, IN 476308224
8128537306
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$237K
No prior year
Persons covered
209
No prior year
Total participants
209
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #503$1.1M
HERITAGE FEDERAL CREDIT UNION MEDICAL PLAN
Fully insured183 covered·1 carrier
Primary: ANTHEM INSURANCE COMPANIES, INC.
Plan #506$237K
HERITAGE FEDERAL CREDIT UNION HEALTH & WELFARE PLAN
Mixed209 covered·3 carriers
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #502$109K
HERITAGE FEDERAL CREDIT UNION WELFARE BENEFIT PLAN
Fully insured159 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #504$58K
HERITAGE FEDERAL CREDIT UNION DENTAL PLAN
Fully insured212 covered·1 carrier
Primary: HEALTH RESOURCES, INC.
Plan #505$13K
HERITAGE FEDERAL CREDIT UNION VISION PLAN
Fully insured107 covered·1 carrier
Primary: VISION SERVICE PLAN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $123K | 20.3% | |
| Short-term disability | $123K | 20.3% | |
| Long-term disability | $123K | 20.3% | |
| Other | $123K | 20.3% | |
| Dental | $95K | 15.7% | |
| Vision | $19K | 3.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 470322111 | LSTDLTDOth | $123K | 52.0% | 1 | 1 | 209 |
EIN 351682400 | D | $95K | 40.1% | 1 | 1 | 159 |
EIN 061227840 | V | $19K | 7.8% | 1 | 1 | 146 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CLIPPINGER FINANCIAL GROUP, LLC | EVANSVILLE, IN | HEALTH RESOURCES INC., VISION SERVICE PLAN, UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $4K | $15K | 90.8% | 1 |
| NFP INSURANCE SERVICES INC | WEST LAKE HILLS, TX | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 9.2% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan