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Sponsor portfolioWelfare / HealthEIN 34-4475249

DIRECTIONS CREDIT UNION

200 N ST CLAIR STREET · TOLEDO, OH 43604
4197204716
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$286K
No prior year
Persons covered
290
No prior year
Total participants
298
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #510$286K
DIRECTIONS CREDIT UNION EMPLOYEE BENEFITS PLAN
Mixed290 covered·5 carriers
Primary: SUPERIOR DENTAL CARE, INC
Plan #501$0
DIRECTIONS CREDIT UNION HEALTH & WELFARE PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$106K31.0%
Short-term disability$67K19.6%
Other$65K19.1%
Life$55K16.2%
Long-term disability$25K7.2%
Vision$24K6.9%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LSTDLTDOth
$147K51.4%15290
SUPERIOR DENTAL CARE
EIN 311119867
D
$106K37.0%11209
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
V
$24K8.2%11200
HARBOR DENTAL ASSOCIATES
EIN 344434924
Oth
$10K3.4%11290

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HYLANT GROUP INCANN ARBOR, MITHE LINCOLN NAITONAL LIFE INSURANCE COMPANY, SUPERIOR DENTAL CARE, INC, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$28K$2K$30K72.0%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE LINCOLN NAITONAL LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$0$7K$7K17.6%1
UKG INCATLANTA, GATHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$0$4K$4K8.6%1
URG INCATLANTA, GATHE LINCOLN NAITONAL LIFE INSURANCE COMPANY$0$743$7431.8%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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